How It Works
A clear, simple journey from many debts to one manageable payment
A Smarter, Simpler Way Out of Debt
Debt can feel overwhelming especially when you’re dealing with different lenders, due dates, and interest rates. You don’t need to be a financial expert to find a better solution. ClearPath makes it easy. At ClearPath Consolidation Finance, we believe that improving your financial situation should feel clear, calm, and achievable. You don’t need to be good with numbers or understand complex financial terms. Our process is designed to guide you step by step with clarity, transparency, and support.
- 1
Request Your Loan
Your first step toward clarity
You begin by requesting a loan online. This step is simple and straightforward. We only ask for basic
information to understand your situation.
- No complicated questions
- No financial jargon
- No obligation
Requesting a loan does not mean you must accept it. It simply allows us to explore whether ClearPath can help you.
- 2
We Review Your Situation
Finding the right solution for you
Once you submit your request, you will be asked to complete a financial screening. This screening gives us a clear and accurate overview of your current financial situation, including your existing loans or debts. Having this overview allows us to responsibly assess whether consolidation is the right solution for you and how it can best support your financial improvement.
The screening is an important step to ensure that any loan we offer is fair, transparent, and suited to your situation. It helps protect you from taking on a solution that may not be in your best interest and allows us to guide you toward a clear and manageable repayment plan with one monthly payment.
To ensure independence and reliability, the screening report must be issued by one of the approved providers we accept: The Screening Company, Capita Screening, or CheckRight. These independent parties provide trusted and objective reports. Applications that include a screening report from another provider cannot be processed.
This careful approach allows us to act responsibly and ensures that ClearPath can truly support you on your path toward a clearer and more stable financial future.
- Getting insight into your situation
- Making sure the solution truly helps you
- Reducing complexity & Creating a realistic repayment plan
We take a responsible and thoughtful approach because trust and fairness matter.
- 3
Your Debts Are Combined
From many payments to one balance
If consolidation is possible, your eligible debts are paid off and combined into one ClearPath loan.
- One lender (third party; bank or other financial institution)
- One total balance
- One clear overview
You no longer need to manage multiple loans, interest rates, or due dates.
- 4
One Simple Monthly Payment
Less stress, more control.
Instead of juggling multiple payments, you now make one monthly payment to ClearPath.
Consolidation Finance. One loan. One payment. One clear way forward.
- You spend less time worrying
- Your finances feel easier to manage
- You gain a clearer sense of control
Many people find this simplicity to be a major relief.
- 5
Move Forward With Confidence
A guided path to financial improvement
With fewer worries and a clear structure, you can focus on progress instead of pressure. ClearPath is
designed to support long-term financial improvement. Step by step, at a pace that feels realistic for you.
You’re not expected to be perfect. You’re simply expected to move forward.
Why ClearPath Works
Because simplicity makes progress possible
ClearPath works because it removes confusion and replaces it with clarity. At ClearPath Consolidation Finance, we believe improving your finances should be easy to understand and stress-free. You don’t need financial knowledge or experience — we guide you step by step.
Choosing ClearPath is a smart financial decision for people who want simplicity, clarity, and a clear path forward.